By now the crowdfunding platforms in Italy are spreading more and more, just think that the current number is around fifty and several others are already in the development phase.
This form of collective financing has already achieved great results, managing to raise interesting funds for the restoration of works of art, or to make a film, or to build a school, up to organizing one’s wedding. In short, there is talk of financing projects that give a certain social value, fundraisers for personal purposes are less financed, in fact, in some cases they are not even taken into consideration.
Today we are talking about Nice Bank, a crowdfunding platform that is decidedly different from all the others. Born as a service of Lender Bank based in Milan, the bank dedicated to the secular and religious non-profit world and which is part of the Best Bank Group.
But what can be done with this particular fundraising platform? Well, through Lender Bank online it is in fact possible to support projects of non-profit associations by lending or donating money, having a very well-known banking group behind it, with a greater guarantee of professionalism and security.
Nice Bank therefore proposes itself as a service to which non-profit organizations can rely once their projects have been carefully selected, obtaining loans at very facilitated rates compared to normal banking procedures and also through donations that thus lower the funding threshold required.
Natural persons resident in Italy, companies or foundations, therefore a legal person always resident in Italy, can register on Nice Bank, without obligation to donate or lend money.
Donors have two possibilities:
Prestobene : it is the formula for lending money to social projects, indicating the desired amount and the interest rate which is variable from zero to the maximum available indicated by the project organization.
A contract is then concluded between the donor and the organization with a duration of 12 to 120 months, with a six-monthly repayment installment.
They can be lent from a minimum of $ 500 per project to a maximum of $ 50,000 in total (limit valid for both natural and legal persons).
Gift : this formula instead consists of the classic donation, with a minimum amount that is usually 10 $; you can also decide to pay a part of the money as a loan and a part in the form of a donation, all always through Lender Bank online.